Straight answers, in writing

Olive Wealth Consultancy FZ-LLC is a United Arab Emirates consultancy that works with Australian investors considering property in Dubai and the wider UAE. We act as buyer's advocate, mortgage advisor and purchase project manager, paid for by the client on agreed fees.

We provide buyer’s advocacy under a written engagement with you. The proposal defines the work, fees and responsibilities before you proceed.

We can research, assess and support negotiation of a property purchase within your agreed brief. The comparison considers your goals, available market evidence and costs.

We provide mortgage guidance, help compare available options and prepare your application. Eligibility and approval are decisions for the lender; approval is not guaranteed.

Buyer’s advocacy fees depend on the transaction and work provided. Mortgage assistance costs 0.5% of the amount borrowed. We receive no commission from banks. The scope, payment stages and any applicable taxes are set out in your written quote.

English and Arabic.

We work with Australian clients considering property in Dubai and the wider United Arab Emirates. Meetings can take place online.

Foreign buyers can purchase in Dubai’s designated freehold areas. Confirm the property’s eligibility, ownership structure and registration requirements with the relevant qualified adviser and Dubai Land Department.

Compare the actual property and contract. A completed property can be inspected and assessed for letting and finance. Off-plan involves staged commitments, construction and delivery risk, and uncertainty about future rent and lending. Neither is automatically the better choice.

Allow for registration, trustee services, agreed agency and advisory fees, and any finance-related charges. The calculator itemises an illustrative budget, including our 0.5% mortgage fee. Replace allowances with written quotes and check applicable taxes and excluded costs.

Timing depends on the property, documents, seller, lender and registration process. Agree a transaction-specific schedule and allow for dependencies. Off-plan purchases follow the contract and actual construction progress.

Assess each property using evidence for rent, service charges, management, maintenance and vacancy. Gross yield excludes those costs. Our rental assessment guide uses an illustrative example; it is not a claim about achieved market returns.

Some lenders consider non-resident applications, subject to their criteria. Confirm your income, residency and property eligibility directly through a lender assessment before committing to a purchase.

Your deposit depends on lender assessment and the purchase category. Our non-resident calculator begins with an illustrative 50% deposit. A regulatory loan limit is not a lending offer. Obtain a written assessment and budget for costs in addition to the deposit.

Rates depend on the lender, applicant and property. Ask for the introductory period, reversion rate and all fees in writing. The calculator uses an illustrative rate, not a current offer.

Ask for the bank’s current checklist. It may include identity and address evidence, income records, bank statements and existing commitments. Self-employed applicants may need business financials. Share sensitive documents only through the secure process agreed for your application.

Australian tax residents generally declare assessable worldwide income, including foreign rental income. UAE treatment depends on the ownership and activity. Confirm your position with an appropriately qualified tax adviser.

We can help coordinate the property and purchase questions within your agreed scope. Immigration and tax residency require separate specialist advice; a move does not automatically establish a change in Australian tax residency.

The introductory call is free and lasts 30 minutes. We discuss your goals, budget, timeline and the support you need. If you choose to proceed, a written proposal sets out the work, fees and payment stages.

Some steps may be handled remotely or by an authorised representative. Confirm the requirements for your specific transaction before planning travel. Any power of attorney should be checked by a qualified legal provider.