Straight answers, in writing

Olive Wealth Consultancy FZ-LLC is a United Arab Emirates consultancy that works with Australian investors considering property in Dubai and the wider UAE. We act as buyer's advocate, mortgage advisor and purchase project manager, paid for by the client on fixed fees.

You. We are paid by you, on a fixed fee agreed in writing, and we act as your buyer's advocate. That is the difference between us and a developer's sales office or a listing agent, whose job is to move a particular unit. Our job is to find you the right one and get it at the right price.

Yes. We act as your buyer's advocate: we find, assess and negotiate the deal on your behalf, working for you rather than for a seller or developer, with more than twenty years of property experience behind it. Fees are fixed and agreed up front.

Yes. We act as your mortgage advisor: we compare UAE lenders, prepare the application and guide it through to approval, whether you are a UAE resident or applying from Australia.

Fixed fees, agreed up front in a written brief before any work starts. The introductory call is 30 minutes and free.

English and Arabic.

In the United Arab Emirates, working across the Emirates and back into Australia.

Yes. Foreign nationals can buy freehold property in Dubai's designated freehold areas, with full ownership registered in your own name at the Dubai Land Department. You do not need to be a UAE resident, and much of the process can be handled remotely; we run the parts that need someone in the room.

Both can work, for different reasons. A completed property rents from day one, can be mortgaged, and you see exactly what you are buying. Off-plan comes with a staged payment plan, newer stock and often a lower entry price, and its risk comes down to the developer's delivery record, which is the first thing we check.

Budget roughly 4 per cent plus AED 580 for the Dubai Land Department transfer fee, 2 per cent agency fee, and, if you borrow, mortgage registration, trustee office and bank valuation fees. The calculator on our home page itemises all of them in AED and Australian dollars.

A completed property bought without finance can complete within a few weeks of agreeing terms. With a mortgage, allow longer for the bank's valuation and approval. Off-plan follows the developer's payment schedule through to handover, which we track for you.

Advertised gross yields in Dubai are real. The number that matters is the net yield after the building's service charges, which vary a lot from tower to tower, and that is the figure we put on every property in your shortlist.

Often, yes, on tighter terms. Lenders typically cap non-resident lending at around 50 to 60 per cent of the price, so expect a larger deposit than you would need at home. The calculator on our home page shows the difference.

Non-residents typically need 40 to 50 per cent. UAE residents buying a first property under AED 5 million can borrow up to 80 per cent, so 20 per cent down. Off-plan mortgages are capped at 50 per cent for everyone.

At the time of writing, September 2026, introductory fixed rates sit around 3.99 per cent for the first one to three years, then revert to a variable rate linked to EIBOR. Terms run to 25 years. We show you the reversion rate before you commit, not after.

Passport, proof of address, payslips or two years of financials, recent bank statements and an Australian credit report. Total monthly repayments, including what you already pay in Australia, are capped at 50 per cent of gross monthly income. We prepare the file so it goes in once and clean.

The UAE charges no income tax on the rent and no capital gains tax when you sell. While you remain an Australian tax resident, overseas rental income is declared on your Australian return with the usual deductions, like any investment property; once you are a non-resident, it sits outside the Australian system. We show you the numbers in both currencies and introduce you to a licensed tax adviser for the detail.

Yes. The order matters: residency changes which lending tier you fall in and how your Australian tax position works, so we map the sequence of visa, residency and purchase with you, and we work in both directions between the UAE and Australia.

Thirty minutes, no charge. Your budget, your timeline, and whether the UAE is the right market for what you are trying to do. If it is, you get a written brief setting out what we will do and the fixed fee, before anything starts.

Not for most of it. Viewings are filmed and reported back, documents can be handled remotely, and we are in the country for the steps that need a person present. Many clients visit once, for the handover.