/* Olive Wealth Consultancy: one stylesheet shared by every page. No build step. */
/* Self-hosted variable fonts (latin subset, from Google Fonts). */
@font-face{font-family:"Montserrat";font-style:normal;font-weight:700 800;font-display:swap;src:url(/fonts/montserrat.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Inter";font-style:normal;font-weight:400 600;font-display:swap;src:url(/fonts/inter.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
:root{
  --night:#0B1408;--night-2:#132211;--night-3:#1B3016;--night-deep:#070D05;
  --ground:#FFFFFF;--surface-2:#F4F5F0;--surface-3:#E9ECE1;
  --ink:#141812;--muted:#5B6355;--faint:#7A8272;
  --line:#E3E6DC;--line-strong:#CBD1C0;
  --olive:#3F6B17;--olive-ink:#2F5210;--olive-wash:#E8F0DA;
  --gold:#D9B65C;--gold-bright:#EBCB74;--gold-ink:#8C6412;
  --on-dark:#F4F5EE;--on-dark-2:rgba(244,245,238,.78);--on-dark-3:rgba(244,245,238,.56);
  --glass:rgba(255,255,255,.05);--glass-2:rgba(255,255,255,.09);--glass-line:rgba(255,255,255,.11);
  --flag:#B4361F;
  --dark-grad:linear-gradient(155deg,#0B1408 0%,#132211 45%,#1B3016 100%);
  --font-h:"Montserrat",system-ui,-apple-system,"Segoe UI",sans-serif;
  --font-b:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --nav-h:92px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--ground);color:var(--ink);font:400 16.5px/1.6 var(--font-b);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--olive)}
h1,h2,h3,h4{font-family:var(--font-h);margin:0;letter-spacing:-.02em;color:inherit}
h1{font-size:clamp(38px,5.2vw,68px);font-weight:800;line-height:1.02;text-wrap:balance}
h2{font-size:clamp(30px,3.4vw,44px);font-weight:800;line-height:1.06;text-wrap:balance}
h3{font-size:22px;font-weight:700;line-height:1.3;letter-spacing:-.01em}
p{margin:0}
ul{margin:0;padding:0;list-style:none}
button{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--olive);outline-offset:3px;border-radius:6px}
.dark :focus-visible{outline-color:var(--gold)}
.hl{color:var(--olive)}
.dark .hl{color:var(--gold)}
.wrap{max-width:1280px;margin:0 auto;padding-inline:clamp(20px,4vw,40px)}
.sec{padding-block:clamp(56px,7vw,96px)}
.sec-tight{padding-block:clamp(40px,5vw,64px)}
.dark{background:var(--dark-grad);color:var(--on-dark)}
.grey{background:var(--surface-2)}
.sec-head{max-width:760px;margin:0 auto clamp(32px,4vw,48px);text-align:center}
.sec-head.left{margin-inline:0;text-align:left}
.sec-head p{margin:16px auto 0;color:var(--muted);font-size:17.5px;line-height:1.6;max-width:62ch}
.dark .sec-head p{color:var(--on-dark-2)}
.eyebrow{display:inline-block;font:700 12px/1 var(--font-h);letter-spacing:.22em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:16px}
.dark .eyebrow{color:var(--gold)}
.lede{color:var(--muted);font-size:17.5px;line-height:1.6}
.dark .lede{color:var(--on-dark-2)}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:52px;padding:0 26px;border:1px solid transparent;border-radius:999px;font:600 15px/1 var(--font-h);text-decoration:none;cursor:pointer;white-space:nowrap;transition:transform .15s ease,background-color .15s ease,color .15s ease,border-color .15s ease,box-shadow .15s ease}
.btn:active{transform:scale(.97)}
.btn svg{width:18px;height:18px;flex:none}
.btn-gold{background:var(--gold);color:#1B1607;box-shadow:0 10px 28px rgba(217,182,92,.28)}
.btn-gold:hover{background:var(--gold-bright)}
.btn-olive{background:var(--olive);color:#fff;box-shadow:0 10px 28px rgba(63,107,23,.25)}
.btn-olive:hover{background:var(--olive-ink)}
.btn-ghost{background:var(--glass-2);color:var(--on-dark);border-color:var(--glass-line)}
.btn-ghost:hover{background:rgba(255,255,255,.16)}
.btn-line{background:#fff;color:var(--ink);border-color:var(--line-strong)}
.btn-line:hover{border-color:var(--olive);color:var(--olive)}
.btn-sm{min-height:44px;padding:0 20px;font-size:14px}
.link{font:600 15px var(--font-b);color:var(--olive);text-decoration:none}
.link:hover{text-decoration:underline}
.dark .link{color:var(--gold)}

/* Nav */
.nav{position:sticky;top:0;z-index:50;padding:14px 0;pointer-events:none}
.nav-pill{pointer-events:auto;display:flex;align-items:center;gap:6px;height:64px;padding:0 10px 0 16px;border-radius:999px;background:rgba(11,20,8,.78);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border:1px solid var(--glass-line);box-shadow:0 14px 44px rgba(0,0,0,.35)}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--on-dark);margin-right:auto;min-width:0}
.brand img{width:42px;height:39px;display:block}
.brand b{font:700 16px/1.05 var(--font-h);letter-spacing:-.01em;white-space:nowrap}
.brand small{display:block;font:500 10.5px/1 var(--font-b);letter-spacing:.14em;text-transform:uppercase;color:var(--on-dark-3);margin-top:4px}
.nav-links{display:flex;align-items:center;gap:2px}
.nav-links a{font:500 14px/1 var(--font-b);color:var(--on-dark-2);text-decoration:none;padding:10px 11px;white-space:nowrap;border-radius:999px;transition:background-color .15s ease,color .15s ease}
.nav-links a:hover{background:var(--glass-2);color:#fff}
.nav-phone{display:inline-flex;align-items:center;gap:8px;font:600 14px var(--font-b);color:#fff;text-decoration:none;padding:10px 14px;border-radius:999px;margin-left:6px;white-space:nowrap}
.nav-phone svg{width:16px;height:16px;color:var(--gold)}
.nav-phone:hover{background:var(--glass-2)}
.nav .btn{margin-left:6px}
@media (max-width:1240px){.nav-links{display:none}}
@media (max-width:900px){.nav-phone{display:none}}
@media (max-width:520px){.brand small{display:none}.brand b{font-size:15px}}

/* Hero */
.hero{position:relative;overflow:hidden;background:var(--night);color:var(--on-dark);margin-top:calc(-1 * var(--nav-h))}
.hero-img{position:absolute;inset:0;background:url(/hero.jpg) center 40%/cover no-repeat;background-image:image-set(url(/hero.webp) type("image/webp"),url(/hero.jpg) type("image/jpeg"));opacity:.34;filter:saturate(.55) contrast(1.05)}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(11,20,8,.97) 0%,rgba(11,20,8,.86) 38%,rgba(11,20,8,.5) 72%,rgba(11,20,8,.35) 100%),radial-gradient(640px 420px at 88% 8%,rgba(217,182,92,.2),transparent 65%)}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:160px;background:linear-gradient(to top,rgba(11,20,8,.95),transparent)}
.hero .wrap{position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:clamp(32px,5vw,72px);align-items:center;padding:calc(var(--nav-h) + clamp(28px,5vw,64px)) 0 clamp(64px,8vw,110px)}
.hero h1{margin:18px 0 22px}
.hero .sub{font-size:clamp(17px,1.4vw,19px);line-height:1.6;color:var(--on-dark-2);max-width:52ch}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:26px 0 30px}
.chip{display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border-radius:999px;background:var(--glass);border:1px solid var(--glass-line);font:600 13px/1 var(--font-b);color:var(--on-dark-2)}
.chip svg{width:14px;height:14px;color:var(--gold);flex:none}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px}
.hero-note{margin-top:22px;font-size:13.5px;color:var(--on-dark-3);display:flex;gap:8px;align-items:flex-start;max-width:52ch}
.hero-note svg{width:16px;height:16px;flex:none;color:var(--gold);margin-top:2px}
.stats-card{background:rgba(255,255,255,.035);border:1px solid var(--glass-line);border-radius:26px;padding:14px;backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);box-shadow:0 40px 90px rgba(0,0,0,.45)}
.stats{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.stat{min-width:0;background:var(--glass);border:1px solid var(--glass-line);border-radius:18px;padding:22px 20px 20px}
.stat .v{font:800 clamp(26px,6.5vw,34px)/1 var(--font-h);letter-spacing:-.02em;color:var(--gold);white-space:nowrap}
.stat .l{margin-top:10px;font-size:13.5px;line-height:1.45;color:var(--on-dark-2)}
.stats-foot{display:flex;gap:8px;align-items:center;padding:14px 8px 2px;font-size:12.5px;color:var(--on-dark-3)}
.stats-foot svg{width:14px;height:14px;color:var(--gold);flex:none}
.path{margin-top:12px;background:rgba(255,255,255,.035);border:1px solid var(--glass-line);border-radius:22px;padding:18px 20px;backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.path-h{display:flex;justify-content:space-between;align-items:center;font:700 11px/1 var(--font-h);letter-spacing:.18em;text-transform:uppercase;color:var(--on-dark-3);margin-bottom:14px}
.path-h b{color:var(--gold)}
.path ol{margin:0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
.path li{min-width:0;padding:12px 12px 11px;border-radius:14px;background:var(--glass);border:1px solid var(--glass-line);font-size:12.5px;line-height:1.35;color:var(--on-dark-2)}
.path li b{display:block;font:700 12px/1 var(--font-h);color:var(--gold);margin-bottom:6px}
.path li:first-child{border-color:rgba(217,182,92,.45);background:rgba(217,182,92,.1);color:#fff}
@media (max-width:1000px){.hero-grid{grid-template-columns:1fr}.stats-card{max-width:640px}}
@media (max-width:560px){.path ol{grid-template-columns:1fr 1fr}.hero-cta .btn{width:100%}}

/* Band */
.band{background:linear-gradient(90deg,var(--olive-ink) 0%,var(--olive) 48%,#8B6512 100%);color:#fff;padding:15px 0}
.band ul{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px 28px}
.band li{display:inline-flex;align-items:center;gap:9px;font:600 14px/1.3 var(--font-h)}
.band svg{width:16px;height:16px;color:var(--gold-bright);flex:none}
@media (max-width:760px){.band ul{justify-content:center}}

/* Statement + numbers */
.statement{text-align:center;padding-block:clamp(56px,7vw,88px)}
.statement h2{font-size:clamp(34px,5vw,64px);line-height:1;max-width:18ch;margin:0 auto}
.statement p{margin:20px auto 0;max-width:60ch;color:var(--on-dark-2);font-size:18px;line-height:1.6}
.numbers{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;padding-block:clamp(36px,4vw,52px);border-bottom:1px solid var(--line)}
.num{text-align:center;min-width:0}
.num .v{font:800 clamp(34px,3vw,44px)/1 var(--font-h);color:var(--olive);letter-spacing:-.02em}
.num .l{margin-top:8px;color:var(--muted);font-size:15px;line-height:1.4}
@media (max-width:700px){.numbers{grid-template-columns:1fr 1fr;gap:28px 12px}}

/* Tabs + split card */
.tabs{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-bottom:26px}
.tab{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;border-radius:999px;background:#fff;border:1px solid var(--line-strong);font:600 14px/1 var(--font-h);color:var(--ink);cursor:pointer;transition:background-color .15s ease,color .15s ease,border-color .15s ease,transform .15s ease}
.tab:hover{border-color:var(--olive)}
.tab:active{transform:scale(.97)}
.tab[aria-selected="true"]{background:var(--olive);color:#fff;border-color:var(--olive);box-shadow:0 10px 22px rgba(63,107,23,.28)}
.tab svg{width:16px;height:16px}
.split{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);border-radius:26px;overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:0 24px 64px rgba(20,24,18,.10)}
.split-main{padding:clamp(28px,4vw,48px)}
.split-side{background:var(--dark-grad);color:var(--on-dark);padding:clamp(28px,4vw,48px);display:flex;flex-direction:column;justify-content:center;gap:12px}
.split-side .out-lbl{margin-bottom:4px}
.split-side .btn{width:100%}
.split-side small{display:block;text-align:center;font-size:12.5px;color:var(--on-dark-3);margin-top:4px}
.ico{width:56px;height:56px;border-radius:15px;background:var(--olive-wash);color:var(--olive);display:grid;place-items:center;margin-bottom:22px}
.ico svg{width:26px;height:26px}
.split-main h3{font-size:clamp(24px,2.4vw,30px);line-height:1.15;letter-spacing:-.02em;margin-bottom:12px}
.split-main .lead{color:var(--muted);font-size:16.5px;line-height:1.6;margin-bottom:22px}
.checks{display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-size:15.5px;line-height:1.5}
.checks svg{width:20px;height:20px;flex:none;color:var(--olive);margin-top:1px}
.dark .checks svg{color:var(--gold)}
.split-main .note{margin-top:24px;padding:13px 16px;border-radius:12px;background:var(--surface-2);color:var(--muted);font-size:14px;display:flex;gap:10px;align-items:center}
.split-main .note svg{width:18px;height:18px;flex:none;color:var(--olive)}
@media (max-width:860px){.split{grid-template-columns:1fr}}

/* Comparison */
.toggle{display:inline-flex;padding:5px;border-radius:999px;background:var(--glass);border:1px solid var(--glass-line);margin:0 auto 28px}
.toggle-wrap{text-align:center}
.toggle button{padding:11px 22px;border-radius:999px;background:none;border:0;color:var(--on-dark-2);font:600 14px/1 var(--font-h);cursor:pointer;transition:background-color .15s ease,color .15s ease}
.toggle button[aria-pressed="true"]{background:var(--gold);color:#1B1607}
.cmp-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.cmp{min-width:0;background:var(--glass);border:1px solid var(--glass-line);border-radius:24px;padding:clamp(24px,3vw,36px);transition:opacity .25s ease,border-color .25s ease}
.cmp.rec{border-color:rgba(217,182,92,.55);background:linear-gradient(180deg,rgba(217,182,92,.09),rgba(255,255,255,.03))}
.cmp.dim{opacity:.72}
.cmp-h{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:6px}
.cmp h3{font-size:24px;color:#fff}
.cmp .who{color:var(--on-dark-3);font-size:14.5px;margin-bottom:22px}
.cmp.rec .who{color:var(--gold)}
.badge{flex:none;font:700 10.5px/1 var(--font-h);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);border:1px solid rgba(217,182,92,.5);border-radius:999px;padding:8px 12px}
.cmp ul{display:grid;gap:12px}
.cmp li{display:flex;gap:12px;align-items:flex-start;color:var(--on-dark-2);font-size:15.5px;line-height:1.5}
.cmp li svg{width:20px;height:20px;flex:none;margin-top:1px;color:var(--on-dark-3)}
.cmp.rec li{color:#fff}
.cmp.rec li svg{color:var(--gold)}
.cmp-cta{text-align:center;margin-top:32px}
@media (max-width:760px){.cmp-grid{grid-template-columns:1fr}}

/* Process */
.proc{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(36px,5vw,72px);align-items:center}
.phone{max-width:330px;margin:0 auto;border-radius:38px;background:#080D06;border:1px solid var(--glass-line);padding:12px;box-shadow:0 40px 90px rgba(0,0,0,.5)}
.phone-in{border-radius:28px;background:linear-gradient(170deg,#13221166,#0B1408),var(--night-2);border:1px solid var(--glass-line);padding:26px 22px 22px;min-height:430px}
.phone-bar{width:64px;height:5px;border-radius:3px;background:var(--glass-line);margin:0 auto 22px}
.phone .k{font:700 10.5px/1 var(--font-h);letter-spacing:.2em;text-transform:uppercase;color:var(--on-dark-3)}
.phone .ico{background:rgba(217,182,92,.14);color:var(--gold);width:48px;height:48px;border-radius:12px;margin:18px 0 16px}
.phone .ico svg{width:22px;height:22px}
.phone h3{font-size:22px;color:#fff}
.phone .m{color:var(--on-dark-2);font-size:14px;margin:6px 0 16px}
.prog{display:grid;grid-template-columns:repeat(4,1fr);gap:5px}
.prog i{height:4px;border-radius:2px;background:var(--glass-line);display:block}
.prog i.on{background:var(--gold)}
.phone .step{font-size:11.5px;color:var(--on-dark-3);margin:8px 0 18px}
.rows{display:grid;gap:8px}
.rows div{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:10px;background:var(--glass);border:1px solid var(--glass-line);font-size:12.5px;color:var(--on-dark-2)}
.rows div::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold);flex:none}
.rows div.done{color:var(--on-dark-3)}
.rows div.done::before{background:var(--on-dark-3)}
.tl{position:relative}
.tl li{display:grid;grid-template-columns:48px 1fr;gap:22px;padding-bottom:36px;position:relative}
.tl li:last-child{padding-bottom:0}
.tl li::before{content:"";position:absolute;left:24px;top:52px;bottom:6px;width:1px;background:var(--glass-line)}
.tl li:last-child::before{display:none}
.tl .n{width:48px;height:48px;border-radius:50%;border:1px solid var(--glass-line);background:var(--glass);display:grid;place-items:center;font:700 14px/1 var(--font-h);color:var(--on-dark-2)}
.tl li:first-child .n{background:var(--gold);border-color:var(--gold);color:#1B1607;box-shadow:0 0 0 8px rgba(217,182,92,.14)}
.tl h3{color:#fff;font-size:22px;margin:10px 0 8px}
.tl p{color:var(--on-dark-2);font-size:15.5px;line-height:1.6;max-width:56ch}
@media (max-width:860px){.proc{grid-template-columns:1fr}.phone{display:none}}

/* Calculators */
.calc{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);border-radius:26px;overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:0 26px 70px rgba(20,24,18,.12)}
.calc-in{padding:clamp(24px,3.5vw,40px);display:grid;gap:22px;align-content:start}
.calc-out{background:var(--dark-grad);color:var(--on-dark);padding:clamp(24px,3.5vw,40px);display:grid;gap:20px;align-content:start}
.field{min-width:0}
.flabel{display:block;font:600 13.5px/1.3 var(--font-b);color:var(--ink);margin-bottom:8px}
.rowval{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:6px}
.rowval .flabel{margin:0}
.rowval b{font:700 15px/1 var(--font-h);color:var(--ink);white-space:nowrap}
.seg{display:inline-flex;padding:4px;border-radius:999px;background:var(--surface-2);border:1px solid var(--line);max-width:100%}
.seg button{padding:10px 18px;border-radius:999px;border:0;background:none;font:600 14px/1 var(--font-h);color:var(--muted);cursor:pointer;transition:background-color .15s ease,color .15s ease;white-space:nowrap}
.seg button[aria-pressed="true"]{background:var(--olive);color:#fff;box-shadow:0 6px 16px rgba(63,107,23,.28)}
.amount{display:flex;align-items:center;gap:10px;border:1px solid var(--line-strong);border-radius:14px;padding:0 16px;height:58px;background:#fff;transition:border-color .15s ease}
.amount:focus-within{border-color:var(--olive);box-shadow:0 0 0 3px var(--olive-wash)}
.amount .cur{font:700 14px/1 var(--font-h);color:var(--muted);flex:none}
.amount input{border:0;flex:1;min-width:0;width:100%;font:800 24px/1 var(--font-h);color:var(--ink);background:none;outline:none;letter-spacing:-.01em}
input[type="range"]{width:100%;margin:8px 0 0;accent-color:var(--olive);height:28px;cursor:pointer}
.mini input{width:100%;min-width:0;height:50px;border:1px solid var(--line-strong);border-radius:12px;padding:0 14px;font:600 16px/1 var(--font-b);color:var(--ink);background:#fff;transition:border-color .15s ease}
.mini input:focus{outline:none;border-color:var(--olive);box-shadow:0 0 0 3px var(--olive-wash)}
.duo{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc-aside{padding:14px 16px;border-radius:14px;background:var(--surface-2);color:var(--muted);font-size:14px;line-height:1.55}
.calc-aside strong{color:var(--ink)}
.out-lbl{font:700 11px/1 var(--font-h);letter-spacing:.2em;text-transform:uppercase;color:var(--on-dark-3)}
.out-big{font:800 clamp(38px,4vw,54px)/1 var(--font-h);color:#fff;letter-spacing:-.025em;margin:10px 0 6px;overflow-wrap:anywhere}
.out-sub{color:var(--on-dark-2);font-size:14px}
.out-chips{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.out-chip{min-width:0;background:var(--glass);border:1px solid var(--glass-line);border-radius:14px;padding:12px 14px}
.out-chip .l{font:600 10.5px/1 var(--font-h);letter-spacing:.16em;text-transform:uppercase;color:var(--on-dark-3)}
.out-chip .v{font:700 18px/1.2 var(--font-h);color:#fff;margin-top:6px;overflow-wrap:anywhere}
.breakdown{border-top:1px solid var(--glass-line)}
.bd-row{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid var(--glass-line);font-size:14.5px;color:var(--on-dark-2)}
.bd-row .k small{display:block;font-size:12px;color:var(--on-dark-3);margin-top:2px}
.bd-row .v{font:600 15px/1.4 var(--font-h);color:#fff;white-space:nowrap}
.bd-row.tot{border-bottom:0;border-top:1px solid var(--gold);margin-top:4px;padding-top:16px}
.bd-row.tot .k{color:#fff;font-weight:600}
.bd-row.tot .v{color:var(--gold);font-size:20px}
.alert{display:none;padding:14px 16px;border-radius:14px;background:rgba(217,182,92,.12);border:1px solid rgba(217,182,92,.4);font-size:14px;line-height:1.55;color:var(--on-dark)}
.alert.show{display:block}
.calc-out .btn{width:100%}
.calc-out small{display:block;text-align:center;font-size:12.5px;color:var(--on-dark-3)}
.calc-note{font-size:13.5px;line-height:1.6;color:var(--muted);max-width:980px;margin:22px auto 0}
.calc-note strong{color:var(--ink)}
.cmp2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.col{min-width:0;background:var(--glass);border:1px solid var(--glass-line);border-radius:18px;padding:20px 18px}
.col.ae{border-color:rgba(217,182,92,.55);background:rgba(217,182,92,.07)}
.place{font:700 11px/1 var(--font-h);letter-spacing:.16em;text-transform:uppercase;color:var(--on-dark-3)}
.col.ae .place{color:var(--gold)}
.big{font:800 clamp(24px,2.4vw,32px)/1 var(--font-h);color:#fff;margin:12px 0 4px;letter-spacing:-.02em;overflow-wrap:anywhere}
.biglabel{font-size:12.5px;color:var(--on-dark-3);margin-bottom:14px}
.lrow{display:flex;justify-content:space-between;gap:10px;font-size:13px;padding:7px 0;border-top:1px solid var(--glass-line);color:var(--on-dark-2)}
.lrow span:last-child{color:#fff;font-weight:600;white-space:nowrap}
.delta{text-align:center;padding:18px 16px;border-radius:18px;background:rgba(217,182,92,.1);border:1px solid rgba(217,182,92,.35)}
.dv{font:800 30px/1 var(--font-h);color:var(--gold);letter-spacing:-.02em}
.dl{font-size:13.5px;color:var(--on-dark-2);margin-top:8px;line-height:1.5}
@media (max-width:900px){.calc{grid-template-columns:1fr}}
@media (max-width:520px){.cmp2{grid-template-columns:1fr}.out-chips{grid-template-columns:1fr}}

/* About */
.about{display:grid;grid-template-columns:minmax(0,.78fr) minmax(0,1.22fr);gap:clamp(32px,5vw,64px);align-items:start}
.portrait{position:relative;border-radius:28px;overflow:hidden;box-shadow:0 30px 70px rgba(20,24,18,.18);background:var(--surface-3)}
.portrait img{display:block;width:100%;aspect-ratio:1;object-fit:cover}
.portrait figcaption{position:absolute;left:14px;right:14px;bottom:14px;background:rgba(11,20,8,.82);backdrop-filter:blur(10px);color:#fff;border-radius:14px;padding:12px 16px;font:600 13px/1.4 var(--font-b);border:1px solid var(--glass-line)}
.portrait figcaption span{display:block;color:var(--gold);font:700 11px/1 var(--font-h);letter-spacing:.16em;text-transform:uppercase;margin-bottom:5px}
.about .body p{font-size:17px;line-height:1.65;color:var(--ink);margin-top:16px}
.about .body h2{margin-top:14px}
.deflist{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:28px 0 0}
.deflist div{min-width:0;background:var(--surface-2);border-radius:14px;padding:14px 16px}
.deflist dt{font:700 11px/1 var(--font-h);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink)}
.deflist dd{margin:7px 0 0;font-size:14.5px;line-height:1.45;color:var(--ink)}
@media (max-width:860px){.about{grid-template-columns:1fr}.portrait{max-width:420px}}
@media (max-width:520px){.deflist{grid-template-columns:1fr}}

/* Insights */
.posts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.post{display:flex;flex-direction:column;min-width:0;background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;text-decoration:none;color:var(--ink);transition:transform .2s cubic-bezier(.23,1,.32,1),box-shadow .2s ease,border-color .2s ease}
@media (hover:hover) and (pointer:fine){.post:hover{transform:translateY(-4px);box-shadow:0 22px 50px rgba(20,24,18,.12);border-color:var(--line-strong)}}
.post .tag{font:700 11px/1 var(--font-h);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink)}
.post h3{font-size:20px;line-height:1.3;margin:14px 0 10px}
.post p{color:var(--muted);font-size:15px;line-height:1.55;flex:1}
.post .more{display:inline-flex;align-items:center;gap:6px;color:var(--olive);font:600 14px var(--font-b);margin-top:20px}
.post .more svg{width:16px;height:16px}
@media (max-width:860px){.posts{grid-template-columns:1fr}}

/* FAQ */
.faq{max-width:840px;margin:0 auto;display:grid;gap:10px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 22px;transition:border-color .15s ease}
.faq details[open]{border-color:var(--line-strong)}
.faq summary{cursor:pointer;list-style:none;padding:18px 40px 18px 0;font:700 16.5px/1.4 var(--font-h);position:relative;letter-spacing:-.01em}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:0;top:50%;width:26px;height:26px;margin-top:-13px;border-radius:50%;background:var(--olive-wash) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%233F6B17' stroke-width='2.5' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center/14px no-repeat;transition:transform .2s cubic-bezier(.23,1,.32,1)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin:0 0 20px;color:var(--muted);line-height:1.62;font-size:15.5px}
.faq details p a{color:var(--olive)}
.more-line{text-align:center;margin-top:28px}

/* Contact */
.contact{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(32px,5vw,64px);align-items:start}
.ways{display:grid;gap:10px;margin-top:28px}
.way{display:flex;gap:14px;align-items:flex-start;padding:16px 18px;border-radius:16px;background:var(--glass);border:1px solid var(--glass-line);color:var(--on-dark);text-decoration:none;transition:border-color .15s ease,background-color .15s ease}
.way:hover{border-color:rgba(217,182,92,.55);background:var(--glass-2)}
.way .wi{width:22px;height:22px;flex:none;color:var(--gold);margin-top:1px}
.way .wt{display:block;font:700 15px/1.3 var(--font-h)}
.way .wd{display:block;font-size:13px;color:var(--on-dark-3);margin-top:3px}
.enq{background:#fff;border-radius:26px;padding:clamp(24px,3vw,36px);display:grid;gap:16px;color:var(--ink);box-shadow:0 30px 80px rgba(0,0,0,.35)}
.enq label{display:block;font:600 13.5px/1.3 var(--font-b);margin-bottom:7px}
.enq input,.enq select,.enq textarea{width:100%;min-width:0;border:1px solid var(--line-strong);border-radius:12px;padding:12px 14px;font:400 15.5px/1.4 var(--font-b);color:var(--ink);background:#fff;transition:border-color .15s ease}
.enq input:focus,.enq select:focus,.enq textarea:focus{outline:none;border-color:var(--olive);box-shadow:0 0 0 3px var(--olive-wash)}
.enq textarea{min-height:120px;resize:vertical}
.enq .btn{width:100%}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0;pointer-events:none}
.formstatus{font-size:14.5px;line-height:1.5;min-height:1em}
.formstatus.ok{color:var(--olive)}
.formstatus.err{color:var(--flag)}
.formnote{font-size:12.5px;color:var(--muted);line-height:1.5}
@media (max-width:860px){.contact{grid-template-columns:1fr}}

/* Footer */
.footer{background:var(--night-deep);color:var(--on-dark-2);padding:clamp(48px,6vw,72px) 0 28px;border-top:1px solid var(--glass-line)}
.f-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px}
.f-grid>div{min-width:0}
.f-brand img{width:200px;height:auto;display:block}
.f-brand p{margin-top:14px;max-width:34ch;font-size:15px;line-height:1.55}
.f-contact{display:grid;gap:8px;margin-top:18px}
.f-contact a{display:inline-flex;align-items:center;gap:9px;color:#fff;text-decoration:none;font-size:14.5px}
.f-contact a:hover{color:var(--gold)}
.f-contact svg{width:16px;height:16px;color:var(--gold);flex:none}
.f-h{font:700 12.5px/1 var(--font-h);letter-spacing:.18em;text-transform:uppercase;color:#fff;margin:6px 0 18px}
.f-links{display:grid;gap:10px}
.f-links a{color:var(--on-dark-2);text-decoration:none;font-size:15px}
.f-links a:hover{color:#fff}
.f-legal{margin-top:44px;padding-top:28px;border-top:1px solid var(--glass-line);font-size:13px;line-height:1.6;color:var(--on-dark-3);display:grid;gap:10px;max-width:980px}
.f-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px 24px;margin-top:26px;font-size:13px;color:var(--on-dark-3)}
.f-bottom a{color:var(--on-dark-2);text-decoration:underline;text-underline-offset:3px}
.f-bottom a:hover{color:#fff}
@media (max-width:960px){.f-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.f-grid{grid-template-columns:1fr;gap:28px}}

/* Mobile action bar */
.mbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;grid-template-columns:1fr 1fr;gap:10px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(11,20,8,.92);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-top:1px solid var(--glass-line)}
.mbar .btn{min-height:48px;width:100%;padding:0 12px}
@media (max-width:900px){.mbar{display:grid}body{padding-bottom:78px}}
@media print{.mbar,.nav{display:none}}

/* Sub-pages */
.page-head{position:relative;overflow:hidden;background:var(--dark-grad);color:var(--on-dark);margin-top:calc(-1 * var(--nav-h));padding:calc(var(--nav-h) + clamp(28px,5vw,56px)) 0 clamp(40px,5vw,64px)}
.page-head::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 420px at 90% 0%,rgba(217,182,92,.16),transparent 65%)}
.page-head .wrap{position:relative;max-width:900px}
.page-head h1{font-size:clamp(34px,4.6vw,56px);margin:16px 0 14px}
.page-head .std{color:var(--on-dark-3);font-size:14px}
.page-head .lede{margin-top:16px;max-width:60ch}
.crumbs{display:flex;flex-wrap:wrap;gap:6px;font-size:13px;color:var(--on-dark-3);margin-bottom:6px}
.crumbs a{color:var(--on-dark-2);text-decoration:none}
.crumbs a:hover{color:#fff}
.article{max-width:780px;margin:0 auto;padding-block:clamp(40px,5vw,64px) clamp(56px,7vw,88px)}
.article.wide{max-width:1200px}
.article h2{font-size:clamp(24px,2.6vw,30px);line-height:1.15;margin:40px 0 14px}
.article h2.grp{margin-top:44px;padding-bottom:12px;border-bottom:1px solid var(--line)}
.article h3{margin:28px 0 10px;font-size:20px}
.article p{font-size:17px;line-height:1.7;margin:0 0 18px}
.article ul{list-style:disc;padding-left:22px;margin:0 0 18px}
.article li{font-size:17px;line-height:1.65;margin-bottom:8px}
.article .faq{margin:0 0 8px}
.article .cta{margin:32px 0 8px}
.article .disclaimer{margin-top:40px;padding:18px 20px;border-radius:14px;background:var(--surface-2);color:var(--muted);font-size:14px;line-height:1.6}
.article .who{display:flex;align-items:center;gap:18px;margin:8px 0 24px}
.article .who img{width:96px;height:96px;border-radius:50%;object-fit:cover;box-shadow:0 10px 30px rgba(20,24,18,.15)}
.article .who b{display:block;font:700 20px var(--font-h)}
.article .who span{color:var(--muted);font-size:14.5px}

/* Reveal on scroll: hierarchy only, never on frequent interactions */
.js .rv{opacity:0;transform:translateY(16px);transition:opacity .6s cubic-bezier(.23,1,.32,1),transform .6s cubic-bezier(.23,1,.32,1)}
.js .rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  .js .rv{transform:none;transition:opacity .3s ease}
  .btn,.tab,.post{transition:none}
}

/* September 2026: clearer first screen, service pages and accessible navigation. */
.skip-link{position:fixed;top:8px;left:16px;z-index:200;background:var(--ground);color:var(--ink);padding:12px 18px;transform:translateY(-150%)}.skip-link:focus{transform:none}
.menu-toggle{display:none;border:1px solid var(--glass-line);background:var(--night-2);color:var(--on-dark);border-radius:30px;min-height:44px;padding:8px 16px;cursor:pointer}
.hero{background:var(--dark-grad);padding-bottom:70px;min-height:0}.hero-grid{grid-template-columns:1.2fr .8fr;gap:70px;align-items:center}.hero h1{max-width:760px}.hero .sub{max-width:570px}.hero-brief{border:1px solid var(--glass-line);border-radius:28px;padding:34px;background:var(--glass)}.hero-brief h2{font-size:30px;line-height:1.2}.hero-brief ol{list-style:none;margin:26px 0;padding:0}.hero-brief li{display:flex;gap:18px;padding:18px 0;border-bottom:1px solid var(--glass-line);color:var(--on-dark-2)}.hero-brief li b{color:var(--gold)}.hero-brief a{color:var(--gold)}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.service-card{border:1px solid var(--line);border-radius:24px;padding:32px;background:var(--ground);display:flex;flex-direction:column;gap:18px}.service-card p{color:var(--muted);flex:1}.service-card a{font-weight:600}.service-card .eyebrow{margin:0}
#about{padding-block:64px}#about .about-grid{gap:56px}#about .portrait{max-width:360px}#about h2{margin-bottom:22px}.founder-profile img{width:144px;height:144px;object-fit:cover}.founder-profile{gap:24px;margin-bottom:30px}
.sample-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.sample-grid p{margin:24px 0;color:var(--muted)}.sample-sheet{background:var(--ground);padding:32px;border:1px solid var(--line);border-radius:24px}.sample-sheet dl div{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid var(--line);padding:14px 0}.sample-sheet dd{margin:0;font-weight:600;text-align:right}.sample-sheet p{font-size:14px;margin-bottom:0}.sample-grid .btn{white-space:normal;text-align:center}
.relocate-link{display:flex;align-items:center;justify-content:space-between;gap:32px}.relocate-link p{margin-top:16px;color:var(--muted)}.process-link{text-align:center;margin-top:28px}.page-cta,.fee-panel{padding:28px;background:var(--surface-2);border-radius:20px;margin:36px 0}.page-cta .btn{margin-top:20px}.article ul{list-style:disc;padding-left:24px}.article li{margin:12px 0}.article h2{margin-top:36px}.article .sources,.sources{font-size:14px;color:var(--muted);line-height:1.7;margin-top:22px}.byline{font-size:14px;color:var(--muted);margin-bottom:24px}.extra-costs{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0}.extra-costs label{font-size:14px;font-weight:600}.extra-costs input{display:block;width:100%;border:1px solid var(--line-strong);border-radius:10px;padding:10px;font:inherit;margin:8px 0}.extra-costs small{display:block;font-weight:400;color:var(--muted);line-height:1.4}.nav-pill{position:relative}.f-legal p{max-width:110ch}.nav-links a:focus-visible,.menu-toggle:focus-visible{outline-color:var(--gold)}
@media(max-width:1239px){.menu-toggle{display:flex;align-items:center;gap:8px;margin-left:auto}.nav-phone{display:none}.nav-links{display:none;position:absolute;left:0;right:0;top:calc(100% + 10px);padding:20px;background:var(--night-2);border:1px solid var(--glass-line);border-radius:20px;box-shadow:0 20px 35px rgba(0,0,0,.2);flex-direction:column;align-items:stretch;gap:4px;max-height:70vh;overflow:auto}.nav-links.is-open{display:flex}.nav-links a{display:block;padding:12px 16px;min-height:44px}.hero-grid{gap:36px}.hero-brief{padding:28px}}
@media(max-width:767px){.hero-grid,.service-grid,.sample-grid{grid-template-columns:1fr}.hero{padding-bottom:40px}.hero-brief{margin-top:8px}.hero h1{font-size:clamp(36px,9vw,52px)}.hero-brief h2{font-size:26px}.hero-grid{gap:28px}.sample-grid{gap:28px}.service-card{padding:26px}.relocate-link{align-items:flex-start;flex-direction:column}.extra-costs{grid-template-columns:1fr}.nav-pill{gap:8px}.nav-pill>.btn{display:none}.brand small{letter-spacing:.12em}.band ul{gap:16px}.sample-sheet{padding:24px}.founder-profile img{width:110px;height:110px}.article{padding-inline:0}.article .page-cta{padding:24px}.article .btn{white-space:normal;text-align:center}.article .form-card,.article .result-card{min-width:0}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1!important;transform:none!important}}
@media print{.nav,.mobile-bar,.page-cta{display:none!important}.hero{padding-top:20px}.hero-brief{break-inside:avoid}}

.hero-cta{margin-top:24px}

#about .about{display:block;max-width:860px;margin-inline:auto}

.rv{opacity:1!important;transform:none!important}